We find scooter loans for people with a poor credit score
Whether you’ve been turned down for a loan previously or simply want to find a deal with a low APR, we can help – just as we’ve helped many others like you!
We compare the best UK lenders
We work with lenders who like to say 'yes', even if you've got a less than perfect credit history. With our help, you'll still be able to afford your dream scooter.
We keep it simple and make it quick
At ScooterFinance.co.uk, you only have to fill in one online application and we’ll take it from there, saving you the hassle of submitting multiple forms.
We work with the top UK lenders
We can call you back
As the UK's leading scooter comparison site, we can help you to find the best deal in terms of spreading the cost of your new scooter. If you're considering buying a new scooter and would like to arrange a finance package that suits your budget, simply tell us how much you want to borrow and how long you want to borrow it for, and we'll take it from there. Thanks to our excellent network of contacts in the market, we have access to the best lenders offering the most competitive scooter finance deals available in the UK today.
Why spend hours searching for the type of scooter finance that suits your pocket, when we can do all the hard work on your behalf? Applying for a loan only takes a few minutes and can be completed online or if you prefer, you can speak directly to one of our consultants over the phone by requesting a call-back. Once you've provided a few details about yourself, the amount you want to borrow, and the type of scooter you want to buy, you won't have to wait long before receiving a free, no-obligation quote for scooter finance. Enter your details today and you could be riding your new scooter a lot sooner than you thought possible!
Do you need scooter finance?
Signing up to a scooter finance deal will last for the duration of the agreement, so it's important you get the best deal before going ahead with your application. Some customers who have the means prefer to pay the full price of the scooter up front and own the vehicle outright, while for others, arranging a loan is the ideal way to afford a new scooter by spreading the fixed monthly repayments over a period of between 24 to 60 months. If this is your preferred option, consider how much disposable income you have and what you can afford to pay each month and simply enter the relevant details using our online tool.
Compare scooter finance deals
As the country's leading bike finance specialists, we only compare scooter finance – nothing else – so you're assured of finding the best deals in terms of annual percentage rate (APR) from across the UK market. Based on the information you provide, we'll source the most competitive finance deals available. We've streamlined the application process as much as possible, making it a simple, stress-free procedure that can be completed online in a matter of minutes. Not only that, you'll have a decision within the hour and once your scooter finance has been approved, you can buy your new set of wheels from any dealer in the country.
How it works
To get your personal quote online couldn't be easier, but first you may want to try our finance calculator to work out how much you can borrow, and what your monthly repayments will be. You'll have to select a credit rating, from bad through to excellent, which may have some bearing on the type of scooter finance you are offered, but more about that later. In the meantime, the finance calculator will give you an instant estimate on what your scooter finance is likely to cost, helping you to plan your monthly budget accordingly.
To apply for a quote you will have to provide some basic details about yourself, including your address, employment status and income. It's important to always provide accurate and up to date information when completing your application to make sure that any scooter finance deal you are offered truly reflects your circumstances and that you can afford to meet the monthly instalments. Once you've filled in all the information and submitted your application, it's time to sit back and relax. You'll receive a decision within the hour and if your application is approved, you can go ahead with the purchase of your new scooter.
Apply for scooter finance even if you've been turned down previously
We specialise in finding scooter finance for all of our customers including anyone who may have a poor credit history or has been turned down for a bike loan in the past. We understand that not everyone will be able to select ‘excellent' or ‘good' when it comes to credit rating. Perhaps you've moved addresses frequently in recent years, or you're not registered on the electoral role. You may have missed or been late with repayments on a loan or mortgage in the past, or have a county court judgement against your name. Whatever the reason, you can still apply for scooter finance, as we work closely with a few select lenders who want to say ‘yes' and will consider your loan application irrespective of your credit rating, although you may be charged a higher APR rate. All the terms and conditions of your personal loan will be clearly laid out, so remember to make sure you read and fully understand them before agreeing to go ahead.
The benefits of spreading the cost of your scooter
There are a number of reasons for choosing to spread the cost of your scooter, including some of the following:
- You can buy the scooter you really want rather than having to choose a cheaper option
- You can spread the repayments from two years up to five years
- You can choose a fixed monthly instalment that suits your pocket so you can budget accordingly
- You can afford to ride the latest, most efficient model of scooter
- You can improve your credit rating by meeting all of your monthly repayments over the terms of the deal
We love scooters too!
Although sourcing the best scooter finance deals on behalf of our customers is our business, we are also avid scooter fans and are happy to do all we can to make it possible for you to buy your dream bike. We've already helped thousands of satisfied customers around the country find great scooter finance deals, with the best terms and conditions and lowest APR rates available. If you've got your heart set on a new scooter and want to spread the repayment cost to suit, you can get started by applying here today. Please contact us if you need any more information, or want some help completing the online form.